Market reports for your next move.

Mortgage rates, housing updates, and practical advice for buying or selling a home.

October 2026 | Mortgages & financing

Mortgage rates and your next move | Oct.2026

My take for buyers: If you're not in a rush, consider starting your home search in early 2027. Lower rates aren't guaranteed.
My take for sellers: Prepare documents and inspection reports now, and consider listing in 2027 if you can wait.
Condo buyers: Allow extra time for lender review of the HOA and building. Account for it in closing and loan contingency deadlines; deposit protection depends on your contract.

September 2026 | Bay Area housing

Year-end home moves: buy, sell or wait?

Buyers: Compare recent sales and negotiate where homes have been sitting. If you can wait, early 2027 may bring more choice.
Sellers: Prepare now and consider an early-2027 listing if timing is flexible. Price your home using similar recent sales.
Condos and townhouses: Expect a softer market than houses. Review HOA documents and financing requirements early.